Terms of Use
All content made available on this blog is based on the study, research and personal views of familyfinancesavvy.blogspot.com ("the Authors") and are purely the written opinions and ideas of the Authors. The content are strictly for informational and educational purposes only. It is not intended to be personalised family, finance or investment advice; or a solicitation for the purchase or sale of any financial, property or investment products; or any other form of advice. We make no warranty as to their accuracy or usefulness of the information provided, and accept no liability for losses or any issues incurred by readers based on the content of this blog. Recommendations and opinions are subjected to change without prior notice. Please note that any form of investments involve the taking of substantial risks and its value can go up and down, including the possibility of losing all of its value. Past performance is not indicative of future results. You are advised to perform your own due diligence such as independent reviews, study, checks or research before making any family, finance or investment-related decisions.

Copyright Policy
Unless otherwise stated, do note that the Authors are the legal copyright holder of all materials on this blog (including all written work, animations, videos and photographs). All materials on this blog cannot be reprint, reproduced or published without written consent from the Authors. 

Privacy Statement
The Authors respect the privacy of my readers and will not sell any of your personal or contact information to another company. The Authors will also not put your information on any spam lists. Please also note that as much as we want to protect your privacy, the Authors will not be held responsible for the privacy practices of any of my advertisers or other blog commenters.

Reserve Rights
The Authors reserve the rights to make amendments to this blog (such as changing the focus or contents of the blog, shutting it down, selling it or changing the terms of use) at own discretion. Recommendations and opinions are subjected to changes without prior notice. 

Advertisers and Sponsors 
The Authors will not be responsible for the actions of our advertisers or sponsors (if any). For cases when readers purchase any product or services based upon a link from this blog, they must take action with that exact company to resolve any issues, and not with the Authors.